First Position Commercial Mortgages Deliver Meaningful, Measurable Results
- Flexibility. One-year term to maturity so you have easier access to your capital.
- Security. Loans are protected by commercial real estate and a recorded, first lien position so you have more control.
- Simplicity. During the one-year term, clients receive interest only payments with the return of principal upon maturity.
- Reliability. Clients receive interest payments the first of every month, so you always know when to expect your returns.
Earn Uncorrelated Returns Of 4% To 7% In Shorter Term Maturities
Fixed annuity payment streams offer the opportunity for “yield alpha.” Because the periodic payments from annuities are unrated cashflows, they can be purchased at a discount. However, these same payment streams are backed by insurance companies rated A or better by A.M. Best Company.
Combined, these two features enable our clients to realize above average, risk adjusted returns of 4% to 7% annually.
Fixed annuities fund a variety of obligations including lotteries, personal injury settlements and investments. These secondary market annuities enable investors to capitalize on cashflows from a variety of diversified sources.
Structured Settlement Benefits
- Higher Yields. Opportunities in structured settlements offer significantly higher yields than comparable fixed rate products.
- Uncorrelated. Because structured settlement cashflows are long term insurance company obligations, they are generally considered to be uncorrelated to the economy at large.
- Proven. Historically, defaults on annuity payments have been a fraction of the defaults typically associated with commercial loans.
- Safer. Structured settlement cashflows are backed by insurance companies rated A or better. Even insurance companies that have merged, acquired or ceased operations are backed by runoff insurance which pays outstanding obligations such as payment streams.
- Regulated. Insurance companies are subject to extensive regulation which includes federal oversight in addition to state-by-state insurance commissions.
- Steady. Buyers of structured settlement payment streams receive regular, monthly payments following their initial investment.